Personal Income Tax Calculator
Personal Income Tax Calculator is free online. Cumulative withholding and annual comprehensive income tax. Salary and tax data are calculated locally in your browser and never uploaded.
SI Fixed = contribution base. Housing Fixed = amount each side pays (e.g. 1500), ignores %. Empty = salary × rate.
Estimated with cumulative wage withholding; for reference only.
If bonus is paid with a month: that month's SI/HF base = wage + bonus (clamped to min/max). Bonus IIT can stay preferential.
Basic deduction 60,000/year. Special deductions affect refund.
If checked: net = gross − emp SI/HF − company SI/HF − tax. Tax still only deducts employee SI.
Bonus merges into pay month SI/HF base (wage+bonus, capped). Auto = peak wage month (often already at max base).
Sole goal: maximize annual take-home. Scans wage/bonus split and tax method under the gross budget.
HF in = employee + company housing fund (both to your account). Total = cash net + HF in.
SI can be fixed at the min base; varied mode allows different monthly pay. For reference only.
Withholding schedule I (resident wages and salaries)
| Level | Cumulative taxable income | Rate | Quick deduction |
|---|---|---|---|
| 1 | Not over 36,000 | 3% | 0 |
| 2 | Over 36,000 up to 144,000 | 10% | 2,520 |
| 3 | Over 144,000 up to 300,000 | 20% | 16,920 |
| 4 | Over 300,000 up to 420,000 | 25% | 31,920 |
| 5 | Over 420,000 up to 660,000 | 30% | 52,920 |
| 6 | Over 660,000 up to 960,000 | 35% | 85,920 |
| 7 | Over 960,000 | 45% | 181,920 |
Tax = cumulative taxable income × rate − quick deduction. For wage withholding only; for reference.
